Too much cash can create a big tax billOwning shares in your own private limited company can often be very tax efficient when you come to sell them or for Inheritance Tax purposes. However many private limited company owners are unaware that what happens now can affect the tax bill on the sale of their shares in up to 10 years time. This unfortunately can include what is happening within the company. Holding too many investments within a company can create extra Capital Gains Tax on the sale of the shares, or an unnecessary Inheritance Tax bill on the death of the owner. Holding cash can be classed as an investment. A carefully documented plan for using the cash in the business or a plan of extracting excess funds may avoid the problem. We can helpUnfortunately the UK tax system is getting increasingly complex… resulting in an increasing number of tax pitfalls for the unwary. The good news though is that there are also many opportunities to pay much, much less tax… and in some cases none at all.The key message is to seek advice early. Many tax planning opportunities are only available if put in place before undertaking a transaction, such as the purchase of a property. If you would like to discuss ways in which you may be able to make tax savings then please do not hesitate to contact us. We would be delighted to advise you on any of the issues identified in this edition of “PayLessTax.” |
Contact
Tel: 01384 403 500
Simon Cook Accountant
Mobile: 07545 928 686
Location
As a Birmingham Accountant we're well placed to handle clients across the West Midlands. With offices in a number of major towns in the local area as well as Birmingham itself